- SRECs — earn ~$25–$40 per credit; a typical home makes 9–10 a year (about $225–$400)
- Net metering — 1-to-1 retail credit with all major utilities, rolling over month to month
2026 solar incentives, told straight.
The rules changed this year. Here's an honest, current breakdown of what's available — and what isn't — for homes and businesses across Pennsylvania, New York, and New Jersey.
State & local
The incentives active in your state.
Pennsylvania, New York, and New Jersey all offer strong state and utility programs — and these are available to you right now.
- 25% state tax credit — up to $5,000 for residential, separate from the federal program
- NY-Sun (NYSERDA) — per-watt incentives, plus sales- and property-tax exemptions
- SuSI program — ongoing per-kWh income (SREC-IIs) for the energy you produce
- Tax exemptions — no sales tax on equipment; no added property tax
Federal
What the federal government still offers.
The One Big Beautiful Bill Act reshaped federal solar incentives in 2025 — and the picture is now very different for homeowners versus businesses.
0%federal credit for homeowner-owned systems
The 30% Residential Clean Energy Credit (Section 25D) was eliminated for systems installed after December 31, 2025. If you buy your own home system in 2026, this credit no longer applies.
Lease / PPAthird-party ownership route
Federal value hasn't vanished for homes. Through a lease or PPA, the business-side credit can still flow into residential projects through 2027.
Compare owning vs. a PPA30%commercial ITC + 100% bonus depreciation
Businesses and farms can still claim the 30% ITC (Section 48E) plus 100% bonus depreciation — but construction must begin by July 4, 2026 (placed in service by Dec 31, 2027).
Homeowners, note: any site still promising a "30% federal tax credit" for buying your own home system in 2026 is out of date. We build your numbers on what's actually real today.
Run your numbers
Find out what you actually qualify for.
We'll map every credit, rebate, and SREC available at your address in 2026, compare owning vs. a PPA, and show you the real payback.
Figures are general guidance for 2026, not tax advice — programs and deadlines change, and eligibility depends on your property, utility, and tax situation. We'll confirm what applies to you and recommend a tax professional before you file.